Tom and Fernando were invaluable in finally (after 32 years) making our Florida dream of owning a vacation condo a reality. They were patient, knowledgeable, and pleasant to work with. When all was done, we not only have a place to come to and enjoy (and eventually retire) but I also have made two new wonderful friends! Tom was instrumental in helping us get the financing necessary to purchase our dream condo. If you are looking to make your dream of owning a condominium in Florida a reality I can recommend no better person than Tom to see it through.