Michael McGee has helped us purchase 2 homes in San Diego, as well as 3 refinances over the past 15 years. We needed a knowledgeable mortgage consultant, and Michael has always been responsive and willing to explain all the details, not to mention advising us to select the best mortgage option for our budget. We still reach out to Michael with our mortgage questions and will no doubt continue this partnership as we enjoy retirement and consider selling our home. No question 5-star treatment every time. Michael and Doug.