Immigrated from the Dominican Republic to the United States (Bronx, NY) at 14 years old. My mother, sister, and I moved to Atlantic County, NJ area for better job opportunities, obtaining my first official job at 15. I started work as a local Real Estate agent at 22, while still working in the Atlantic City, NJ Hotel & Casinos. The mortgage industry found me at 23. My career path started, from LOA/Production Assistant to Loan Processor and then Home Loan Consultant. In between, I purchased my first home at 25! With 25+ years of experience as a residential home loan consultant, I know the ins and outs of various loan products to fit my diverse client base including affordable mortgage solutions and down payment assistance programs. From a first-time homebuyer or a seasoned homeowner, as a believer of “knowledge is power”, I’ll not only walk them through the mortgage process, but also explain it along the way. Today my business thrives on past client’s referrals and established Real Estate agents, yet I strive to reach the future generation of homeowners and Real Estate agents. I'm proud to have been included in the National Association of Hispanic Real Estate Professionals® Top 250 Latino Mortgage Originators & Newrez (prev. Caliber Home Loans) Circle of Excellence. I’m just as proud to have completed Freddie Mac® CreditSmart® Coach’s Certified Facilitator training, which equips me to teach the CreditSmart® Essentials financial capability curriculum to share steps and provide resources to become a homeowner while planning for sustainable homeownership and financial well-being. Also, involved in community service and engagement through Hispanic Association of Atlantic County as an Executive Board Member and Treasurer. ©2025 Newrez LLC, NMLS #3013, Equal Housing Opportunity. Newrez LLC, 1100 Virginia Dr., Ste. 125, Fort Washington, PA 19034. 1-888-673-5521. NMLS #3013 (www.nmlsconsumeraccess.org). This is not a commitment to lend. All loan programs are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Loan Consultant NMLS ID 207250. Freddie Mac® and CreditSmart® are registered trademarks of Federal Home Loan Mortgage Corporation.