I look forward to helping your client's accomplish their financial goals and will do my part to make every step of the home buying process a smooth and positive experience! I’ve been in the mortgage industry for over 18 years and am the Branch Manager of NFM Lending.  My every day goal is build positive long term relationships with my realtors, referral partners and clients.  I strive to provide excellent customer service to all of my clients and business affiliates.  100% of my business comes from referrals from prior clients, professional colleagues, realtors, and local businesses. Today it’s more important than ever to work with a reputable business partner that understands your needs and goals, as well as the ever-changing real estate industry. I am committed to gaining an understanding of every client’s individual situation, and pride myself on the highest level of customer care and experience I am able to provide. I look forward to hearing from you, and to building a long-term partnership with a strong foundation of mutual trust and respect.