Tara L - Vancouver, WA: 2026-09-10

We couldn't have asked for a better mortgage brokering experience than the one we had with Jen Santoro. From our very first conversation, we knew we found someone who we could trust. Jen was responsive, insightful, and, maybe most importantly, hilarious. Buying a home comes with some stress and a lot of moving parts, and Jen kept us informed and reassured at every step. Jen took the time to explain the mortgage process clearly, never leaving us guessing about next steps or what was needed. Whenever a document or decision was time-sensitive, she flagged it right away, which helped us stay on track and close without delays. We had a tight closing deadline, and Jen helped us make it with no problems. If you're looking for a mortgage broker who's genuine, attentive, and has an excellent sense of humor, we highly recommend Jen Santoro. We will definitely be referring others to Jen at every opportunity.

Angie L - Tigard, OR: 2025-12-02

As a realtor, I’ve worked with many lenders over the years, and Jenny truly stands out. She is incredibly patient with clients and always take the time to clearly explain every step of the lending process, which makes my job so much easier and gives my buyers tremendous confidence. Her follow-through is exceptional—she stays on top of the file from start to finish and keeps everyone informed, which helps ensure a smooth transaction. When challenges arise (as they often do in real estate!), her creativity and problem-solving skills shine. She consistently find solutions that keep the deal moving forward. On top of all that, Jen has a wonderful sense of humor, making even stressful moments more enjoyable. I’m always thrilled when my clients choose to work with Toro Mortgage, and I highly recommend them to anyone looking for a truly outstanding lending partner.

Brenda C - Brush Prairie , WA: 2025-10-10

I have worked with Jenny for many years, home purchases and refinances. She will always be my go to mortgage person. Her knowledge and personal attention to my transactions have not only saved me money but also taken the stress and frustration out of what can easily be a very trying time. Jenny will always have a loyal customer in me.

Jennifer S - brush Prairie, EA: 2025-10-08

Jen has been our go to mortgage person for many years. She is above average in her knowledge and experience in the field. Jen really cares about her clients and takes the time to make sure every step of the process is understood. My partner and I appreciate the care that is provided by Jen. We will continue to be loyal customers.