I’m Heather, a seasoned mortgage professional proudly serving Florida, Georgia, Tennessee and Virgina as part of America’s #1 Retail Mortgage Lender. Born in Georgia and growing up in South Florida (Key Biscayne), I’ve spent more than 30 years navigating the ever-shifting currents of our real estate market. That local insight, paired with decades of hands-on lending experience, has helped me guide thousands of clients toward smart, cost-effective home financing solutions.

Throughout my career, I’ve worked with an expansive range of borrowers — from first-time homebuyers to luxury purchasers, investors, retirees, and homeowners restructuring their existing loans. I make it my mission to simplify the process, introduce the latest mortgage programs, provide clear cost comparisons, and position every client to close with confidence. My commitment to service and results earned me a place on Mortgage Professional America’s Elite Woman list in 2022 — a recognition that underscores my determination, expertise, and dedication to getting the job done right.

Whether you’re restructuring your current mortgage, purchasing your first home, financing a renovation or addition, preparing for retirement, buying a vacation property, or expanding your real estate portfolio, I’m here to help you reach the finish line smoothly and on schedule. I offer a comprehensive suite of loan options — including conventional, jumbo, FHA, USDA, and CCM’s Signature Series programs — and I’ll walk you through each one to identify the best fit for your goals, budget, and timeline.

Clients choose me because I combine market knowledge, responsiveness, and personalized guidance with a genuine passion for supporting their long-term financial well-being. If you’re ready to explore your options, improve your financial position, or secure the perfect property, let’s start your home financing journey today. Together, we’ll make your next move a win.