I was the loan officer on this purchase, our client was a first time homebuyer, and Justin and his team went above and beyond for our client. He was responsive to everything we needed and when the appraisal came in a little low, Justin helped negotiate a lower purchase price all while still getting our client seller concessions toward their closing costs! I mean WOW that is almost unheard of. Thank you again Justin for your professionalism and hard work! I could not have done this without you!! HIGHLY RECOMMEND!!!