I am a  life long resident of New Jersey.  Having been raised in Montclair and then living in West Orange with my partner John  we relocated to Asbury Park in 2012 just before Sandy.   John is a stylist with Milagro Spa at the Atlantic Club in Manasquan.  I entered the US Army at 17 and transferred to the Army National Guard after 3 years and retired in 2002.  I have worked in technology as well as owning/operator of a graphic art supply company for 10 years. I am now involved in helping people start  their lives in a home.   I do not just figure out the financing but will work closely with your realtor to make sure you get in to the kind of home you want where you want it and help figure out how to pay for it. Todays market is complex and multiple offers are made on almost every home.  Having the right lender to guide the process for both you and your agent can make the difference in you getting the home you want or someone else.     MLO NMLS #1716404 Tinton Falls NMLS #2131467