Raised in Southwest Virginia - graduated from the University of Virginia with BS in Finance/Management - have 30+ years of experience as a mortgage loan officer - have been in New Jersey since 1996 - worked almost 15 years with Wells Fargo but have also worked for boutique mortgage companies, savings banks.  We offer some great perks:  low interest rates, NO lender fees, and a THANK YOU bonus for purchasers.   We provide VA, FHA, Conventional and JUMBO mortgages.  Musician on the side and proud mom to my cats, Lucy and Ethel.