I was struggling with another local lender and a co-worker told me about Tom. I decided to work with Tom on my loan and was blown away. If he didn’t answer my call when I called, he called right back. I reached out to him on a Sunday night and he responded. He answered all of my questions and kept me up to date on the entire process. He had my loan closed in three weeks. I will use Tom in the future and will definitely refer him to anyone that needs a mortgage loan.